Netflix Movie Fans

Ok so I am thinking about cancelling my bank account (long boring story) and I want to switch to a type of prepaid MaterCard called and Emerald Card (handrblock) and I guess netflix doesn't accept it even though I have my bankroll direct deposited. Is there ANY other way to pay without a bank card or actual credit card? Not even paypal or check or something? Has anyone tried a different type of prepaid card that works?

Tags: Netflix, card, credit, payment, paypall, prepaid

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No... There are no prepaid cards that Netflix accepts.

There was a long discussion here several times about the whats and whys of Netflix's decision to stop accepting prepaid cards.

Plus due to the nature of PP cards no amount of suggesting, protesting or online petitions is likely going to change Netflix's mind on the subject. There is just too much money at risk of being lost.

Paper checks require a bank account and an actual payment processing center (or fee's upward of 10% to process them electronically).

Paypal is also not a viable option because they are 1.) An intermediary service- 2.) Easily Spoofed (they accept Prepaid Cards and require no physical proof of address or identification)... Also Paypal charges merchants a processing fee...

Netflix works on rather small margins, unless they were to raise monthly subscription rates to cover the processing fees (which would in turn raise the processing fees charged, requiring an eventual monthly rate increase... See how that's no good?) neither option above would be financially wise.
How do they lose money on a prepaid card? Doesn't it immediatly come out of the account that way? Thanks for replying by the way :-)
No it doesn't. It won't clear until the end of the day. In the mean time the owner of said card can spend the same money elsewhere.
Cheryl is correct. Also prepaid cards are not guaranteed nor secured, even if you have your payroll deposited into them. What that means is that if Netflix makes a charge to your card, and your card had enough in balance at that time, but before the end of day process ran to actually pull/transfer funds... You withdrew it all from an ATM or used it at another store that uses real time processing (like walmart because they can afford it) and that money gets taken...

Netflix has no way to get payment, the company is not liable to pay that amount to Netflix even though there system authorized the charge. Because these systems are also automated, the first decline will cost netflix a non sufficient funds fee, but the system will keep trying to charge your account for x days, and each time there are no funds they will be charged.

Also Prepaid cards have no requirement for positive ID, that is if a card is defined as Prepaid (like cards you can buy at Walmart for $50) there is no account information anywhere on file, so Netflix has no idea who you are, where you are or even if you are who you said you are.

Which leaves them open to you signing up for an 8 at a time plan, getting 8 DVDs and then never returning them...

Those are just a few reasons... Click the link above and read some of the posts that go into more detail if you still don't get it.
I know I'm a few days late, but just to add some information.

Paypal does offer a debit mastercard, which does work with netflix, however to get it, you have to have a verified paypal account. This means you have to have it tied to a regular credit card and/or bank account or they will not approve you for one.

If you sign up for a paypal account and verify it, with a regular bank account and/or credit card, you could then just use a prepaid card to deposit money in paypal every month, to cover your netflix bill.
Exactly verwon... I had covered this several discussions/posts ago... But inevitably someone new comes along and starts a whole new topic...
I know, I used to run boards like this, that always happens. Using the search feature is apparently too complicated for some people!!!!
Yes... And heaven forbid we even politely suggest they do so... Because then we are either Netflix apologists or Beepity Beep Beeps!!!
Sad, but very true! Of course, when I had the power, I just used the delete option when they duplicated......oh, wonderful days of yore!
Yes the good ole delete button.... Would be lovely here but our beloved leader is somewhat of a modern day flower child... Who doesn't really like doing such things without first forming a committee, then debating, then discussing the debates, then taking a poll... Then doing nothing... Cause... Well... It would disrupt the harmonious flow of karmic energies that ebb in and out of this community...
Ha ha! Love how you phrased that, just perfect!
SHHH!!! Don't let ColdOne "hear" you.... Or this thread will become overrun with his endless rhetoric...

If he/she were only half as observant... As she/he presumes to possess intelligence... Well its likely that either "or" would have figured out a long time ago that I like to instigate at every opportunity, and that in truth all of what I write is carefully selected to push various peoples buttons...

I guess being able to write so very prettily doesn't mean you can compreadhend so prettily...

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