Prepaid or No Prepaid?

[Casey]

So Netflix no longer excepts prepaid credit cards... Why can't they charge the account an initial setup fee like a deposit or make sure the account has a positive balance? This is a easy problem with an easy fix... Don't make me beg Netflix...

[Sock Puppet]

I wont make you beg Netflix, If you wont make me beg you to please use the search box in the top right corner to find other posts that address prepaid cards no longer being accepted... and why...

Deal?

[Mr. Happy]

No recourse. Because they can't go after you. It is not a credit card but a gift card with a certain balance. A prepaid card has no protection for Netflix. I am sure their actions show that they have not had a good experience or track record with this group of accounts. Spend your gift card at the mall or other stores and use you regular credit card for Netflix.

[Casey]

You didn't listen to me did you? I said they could get a deposit from me like $100 to show good faith or expect that I have a positive balance... also my prepaid says debit right on the card and is an account that is linked to my address and I have my paychecks direct deposited onto that card so I don't know if your talking about prepaids from walmart or what but my card is different explain that one smart pants...

[Knaldskalle]

Well, then it isn't a prepaid credit card, is it? It's a debit card.

[Casey]

Exactly tell Netflix that... I was trying to explain that to them and they don't understand? Can someone explain this to them and these people that think all prepaid cards are from walmart and apparently suck... This is getting on my nerves...

[Knaldskalle]

I think you're the one who don't understand. You've been calling it a prepaid credit card, when it's a debit card. Netflix accepts debit cards.

[Casey]

I tried to set up an account using my card and they won't let me so you tell me who doesn't understand? This is the problem with our country run by stupid people... Is there anyone out there not taking crazy pills?

[Mr. Bad]

No.

[Sock Puppet]

Is there anyone out there not taking crazy pills?

I dunno... Did you call Netflix Customer Service and speak to a live person? Or did you just try to use the automated system? If you called what did the person say "Why" was you card considered a prepaid?

Also if you are talking about the same type of payroll debit cards I think you are.. That problem lies with your employer and their choice of how to do business. I am very familiar with those types of cards.

The banks that handle them have very strict guidelines, and absolutely will not pay anyone if the balance falls below zero, or if there is not enough. The paper version of these are call "ComChecks"... They are so bad that a whole box of their checks got stolen and were being cashed at gas stations/stores etc all across the country.

So its entirely possible that Netflix may consider these prepaid as well (they are after all in a sense prepaid, in that when your payroll processes, the balance increases by the amount of your check... And with that the same rules apply as they would with prepaid cards..) Again, that's a problem with the bank that is processing your employers payroll (and your employers choice).

A point to note... If you confused your own card for a prepaid (your own choice of words to describe it)... then I would not call the kettle black till you are fully aware of your own reflection...

[craig kurth]

or are we talking about a secured credit card??

[Trev]

"in that when your payroll processes, the balance increases by the amount of your check"

You sir, Just described a debit card.

You deposit money, And your balance increases with the bank, allowing you to use the card to spend this money.

I too, am upset that netflix no longer accepts my HR Block Emerald Debit card, due to the fact that it's a "prepaid" card. And IMO, it's for the sole purpose to allow them to charge you regardless of the balance on the card. I fail to see how this is an issue, I don't see Xbox live rejecting these types of cards, or even Blockbuster online.

This is a fail on netflix's part, And I honestly hope that they go out of business for this crap.

[The Professor]

So you hope that a company like Netflix goes out of business, and thousands of people lose their jobs, because you can't rent DVDs with a debit card?

You realize that when people talk about those with a raging sense of entitlement, they mean you?

I always thought this was America, and companies were free to do business on their own terms.